There are also different types of upgrades that can save you money. If you upgrade the wiring in your home, you can save on average 10% on your policy. Old wiring is a fire hazard, so upgrading results in less risk to the insurance company. It is important to hire a licensed contractor to perform the upgrade so that everything is done correctly.
If you smoke, you might be charged a higher rate by insurance agencies, as smokers are more likely than non-smokers to cause a house fire. Non-smokers typically save from five to fifteen percent on their home insurance policies. In 2007 there were over 18,000 house fires in the United States, resulting in more than 300 million dollars in damages – anything that reduces this risk is a positive in an insurance company’s eyes.
Finally, in order to save money on home insurance you might consider installing a new roof or repairing your current one. Roof materials range in quality from class 1 to class 4. Class four materials are the strongest and can withstand the most in terms of rain and strong wind. The better the class, the less your insurance will cost you. Consider having your roof inspected by a laboratory to determine the quality. Another bonus: if you use certain impact-resistant materials, you might be eligible to receive a tax deduction.
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Blitzen’s Border Collies
The Blitzen Border Collie line began in 1991 with Norwood’s Whirlwind (Windy ~Born 1991~Crossed the Rainbow Bridge 2005) founding the now long tradition of selective breeding that has resulted in generations of litters of winning border collies. This attention to preserving the traits that make border collies one of the most unique breeds today has resulted in multiple generations of litters of sound puppies that are carefully placed in the right homes. A lengthy list of offspring have gone on to reach the highest levels of achievement in agility, obedience, herding and tracking, as well as, specialty areas such as conformation and advertising. Another noteworthy achievement is the fact that a Blitzen Border has even gone into civil service as a K9 Officer working in drug enforcement proving once again, there is nothing you can’t do with a Border Collie from a pedigree founded on soundness.
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We take great care in seeking out the best for your dog. We will be motivating your dog through positive reinforcement methods rather than heavy corrections. It is now known that abusive, severe and often extreme training methods actually CAUSE behavioral problems during your dogs training. These dominant, compulsive measures may have a lasting negative psychological effect on your dog’s personality and attitude.
Training your dog should be pleasurable for BOTH handler and your dog. We find dogs are more willing to please when they are rewarded for their efforts, much the same way we work for a pay check. Positive reinforcements can be given in several ways. For some, it may be a reward in the way of a small treat, for others it may be their favorite toy and for others praise from their handler will be incentive enough. A reinforcement is something, which will make the dog likely to repeat a behavior you’re trying to teach them. Most dogs will repeat a behavior ending in a positive manner.
All dogs will benefit from obedience, whether it’s for good home manners, good citizenship or for competition. This method of training has been proven to be much more beneficial than the “jerk & pull” compulsive method. We do not advocate abusive corrections or scare tactics when training.
We realize not every training method works with every dog and handler so we try to tailor the training sessions for your needs. We want every dog and handler to find what works for you. We would like to be the ones to help you find it.
Every individual trains his or her dogs for different reasons. But the end result is the same. HAPPY DOGS AND HAPPY OWNERS!!!!!!
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